FOSA stands for Front Office Services Activities. This is the banking arm of the SACCO which offers savings as well as transactional accounts to which you can access your money while you are still a continuing member of the SACCO. Such accounts may be used as a salary pay point and funds may be accessed through Visa branded ATMs, Mobile banking and over the counter at our FOSA. The ATM card can be used over the counter at all Co-op bank branches.
Experience banking like never before with FOSA outlets around the country. Whether you’re an individual or a business, we offer a comprehensive range of financial solutions designed to meet your unique needs and help you achieve your financial goals.
- Loans Products – Long term/Short term, Micro-Credit
- FOSA special loan
- FOSA festive loan
- Insurance premium advance
- FOSA advance – seniors & retirees
- FOSA salary in advance
- FOSA advance
- FOSA pap
- FOSA flex
- Omega advance salary
- Omega Mwongozo loan
- Other Services offered
- Salary Processing.
- Bankers Cheques.
- Standing Orders.
- Third-Party Clearance of Cheques.
- Encashment of Loan Cheques.
- Fixed term Deposit Accounts.
- Pension in advance
- EFTs, RTGS
- Channels – ATM Card services
OUR FOSA offers similar services to commercial banks with added flexibility. Enjoy a more personalized and customer-centric banking experience. Access to a range of services tailored to your specific financial needs. Support from a trusted institution focused on your financial well-being.
Afya Sacco members retirees can now comfortably continue enjoying the services of the Sacco by requesting their pensions to be channeled through our FOSA and they are still eligible to access financial services and loans. To qualify, one must direct and maintain His/her pension and retirement cheques into and Afya Sacco FOSA Salary Account.
Security is guaranteed by other account holders whose salary/pension is processed through FOSA.
Maximum qualifying amount is Ksh.600,000 subject to ability to repay within the terms and conditions.
To enable retiring members request their pensions to be channeled through our FOSA, the following details will be filed by the retiree and given to their employers when processing their pensions: –
*Reference:- A/C NO: (Fill in FOSA Number
BANK: CO-OPERATIVE BANK OF KENYA
A/C NO: 01120040563700
A/C NAME AFYA SACCO FOSA
BRANCH CODE: 11011
BRANCH: UKULIMA BRANCH
SWIFT CODE: KCOOKENA